Mid/Late Career
Approach to Risk Reduction
Gradual Approach to Risk Reduction
State Street’s approach to de-risking complements our accumulation strategy. By holding onto our more efficient starting point for longer, we increase the opportunity for compounding returns by mid-career employees before steepening the de-risking slope into, and through, retirement. This materially improves wealth accumulation.
- Linear De-Risking
- Graduated De-Risking
Gradual Approach to Risk Reduction Graph
Participant Risk (%)
Risk Level at Retirement